Job Description

About the Role

We're seeking an SAP Bank Communication Management (BCM) specialist to design, implement, and support secure, compliant, and scalable enterprise payment processes. The ideal candidate will have hands-on experience with ECC, Payment Runs (F110/F111), BCM Workflow, signatory/approval groups, payment media (pain.001/MT101), payment status monitoring (BNK_MONI), and integration with banks via SWIFT/MBC/EBICS/host-to-host.

This role will partner closely with Treasury, Finance, IT Security, and Banking partners to establish a robust Payment Factory and streamline end-to-end payment and bank statement processes .

Key Responsibilities

Solution Design & Configuration

• Configure BCM approval workflows, dual-control, signatory profiles, payment groups, and security/auth levels.
• Set up payment runs (F110/F111) and payment medium formats via PMW/DMEE for ISO 20022 (pain.001/002), MT101, and country-specific formats.
• Implement payment status monitoring (BNK_MONI, BNK_OUT) and handle rejections/repairs.
• Integrate with SAP Multi-Bank Connectivity (MBC), SWIFT, EBICS, and host-to-host (including PGP encryption, certificates, and connectivity testing).
• Configure Electronic Bank Statement (EBS) (MT940, BAI2, camt.053/054) with posting rules (FF_5, FEBA/FEBA_BANK).
• Collaborate with Cash Management, In-House Cash (IHC), and Treasury (TRM) teams for centralized payments and liquidity visibility.

Project Delivery

• Lead/Contribute across SAP Activate phases-Explore, Realize, Deploy.
• Blueprint, config, WRICEF design, unit/SIT/UAT, cutover, hypercare.
• Produce functional specs, config docs, mapping sheets (DMEE/XML), test scripts, training materials, and SOPs.
• Orchestrate bank onboarding: file format alignment, sFTP/EBICS/SWIFT setup, key exchange, end-to-end test cycles, and go-live validation.

Operations & Support

• Resolve incidents, root-cause failures, and optimize throughput.
• Monitor jobs/queues, reprocess failures.
• Maintain compliance (SOX, Segregation of Duties, audit trails for approvals and payment releases).
• Work with Security/GRC on role design for BCM payment creation, approval, release.

Stakeholder Management

• Partner with Treasury/Finance/Shared Services, external banks, and integration teams (PI/PO/CPI/AIF).
• Communicate risks, timelines, and dependencies.
• Drive workshops and training for business approvers.

Must-Have Qualifications

• Minimum 7+ years SAP Finance/Treasury experience with 2+ end-to-end BCM implementations.
• Deep hands-on experience in:
  • BCM approval workflow, signatories/approval rules, dual control, payment status tracking.
  • Payment formats: ISO 20022 (pain.001, pain.002, camt.053/054), MT101, MT940, BAI2; DMEE tree design and mapping.
  • Payment Runs & EBS: F110/F111, FF_5, FEBA/FEBA_BANK; automatic posting rules and clearing strategies.
  • Bank connectivity: MBC, SWIFT, EBICS, host-to-host; encryption/certificates; troubleshooting file flows.
• Familiar with Cash Management, House Banks, Bank Account Management (BAM), Fiori apps for payments/bank accounts.
• Solid understanding of SOX/SoD compliance and audit requirements for payment approvals.
• Strong documentation, testing, and stakeholder communication skills.

Nice-to-Have / Preferred

• SAP Treasury (TRM), In-House Cash (IHC), Bank Account Management (BAM) deep-dive experience.
• Integration with Ariba (payments), Concur, Lockbox, Collections & Dispute (FSCM).
• Experience with SAP CPI/PI/PO, AIF, and bank APIs/web services.
• Fiori configuration for payment approvals and workflows.
• Knowledge of country-specific formats (SEPA SCT/SBTN, NACHA, Zengin, CN local formats, India RTGS/NEFT).
• Tools: Solution Manager/ChaRM, JSM.
• SAP Certification: FI, Treasury, Cash Management, or S/4HANA Finance.

Top 3 Required Skills

1. SAP BCM
2. Cash Management, House Banks, Bank Account Management (BAM), Fiori apps for payments/bank accounts
3. SAP Treasury (TRM), In-House Cash (IHC), BAM deep-dive experience

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